Life Insurance

Often times overlooked, life insurance provides valuable protection to your loved ones or business in the event of an unexpected loss of a family member or business owner/key employee.  I will help you understand your coverage options available so you can make an informed decision.  If you are looking to reduce your plan costs, I offer among the most competitive term life insurance rates available in the marketplace though a number of high integrity carriers.  Or, if you are looking for a permanent plan, I’ll be happy to present some options to meet your objectives that include strong long-term guarantees.

There are a number of personal financial needs that will continue for your loved ones in the event of loss of life, to include final expense/burial, home mortgage and/or real estate investment costs, outstanding personal debt, children's education and income replacement.  The continuation of a business in the event of loss of life of a key partner or employee might be dependent on insurance proceeds to continue to fund business rents and utilities, salaries and office expenses, insurance and administration costs, additional overhead.